Third party concept is about giving a measure of coverage to policyholders, including protection against fire and theft. Third party coverage is a protection against other people’s claims against you. For example, in case one has a third-party insurance with fire and theft coverage - this is a protection in the event a fire or theft occurs.
The security system provides protection, but unfortunately, many criminals have the ability to master most technical devices, therefore, the system will not protect you entirely. Many insurance companies charge excess fees when offering insurance coverage. In other words, if a person is in an accident and the - the company has to pay for the damage of the third party and may charge a portion of the costs.
Comprehensive insurance is a full coverage policy protecting policyholders against fire, theft, personal injury, accidents, and so forth. Comprehensive insurance covers automobile and any damages, injuries, etc, fully in the event loss or damage occurs.
But comprehensive insurance do not cover on all claims. Read the info provided by the insurance company to learn about exclusions (what the insurance policy will not payout). Comprehensive indemnity covers you if the other party has caused damage to your vehicle. Also the third-party claims is not covering damage to windshields in some case, but will recover the windshield in the event you suffer loss as a result of fire, theft, or accident.